Uscb EPS Jumps 29 Percent in Q2

Uscb Financial (NASDAQ:USCB), a community bank focused on serving small and medium-sized businesses (SMBs) and specialty verticals across South Florida, released its second-quarter results on July 24, 2025. The bank reported diluted earnings per share (EPS) of $0.40 (GAAP), outperforming the analyst estimate of $0.38 (GAAP). Revenue (GAAP) of $21.034 million was less than the analysts' estimate of $23.7 million. The period saw record net income (GAAP) of $8.1 million. Net income of $8.1 million for the three months ended June 30, 2025, was up from $6.2 million in the same period of 2024. These results reflect margin and efficiency gains, though Topline revenue (GAAP) missed some analyst forecasts. The quarter saw expansion in both loans and deposits, with capital and credit metrics showing strength, though some warning signs remain on the revenue side. Source: Analyst estimates for the quarter provided by FactSet. USCB Financial is a regional bank operating ten banking centers in South Florida. It primarily serves small and medium-sized businesses (SMBs), local homeowners' associations (HOAs), and offers tailored banking products within select verticals. In recent years, the company has focused on organic loan and deposit growth, investment in specialty business lines such as SBA and yacht lending, and recruitment to build market share across the region.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool